基于融资视角的我国中小企业的信用信息共享机制初探  

Preliminary Discussion Based on Financial Perspective on Sharing Mechanism of Credit Information of Small and Medium-sized Enterprises in China

作　　者：李连恒[1] 刘军昭[1] 

机构地区：[1]广西工学院

出　　处：《财务与金融》2012年第2期24-27,共4页Accounting and Finance

基　　金：广西区教育厅课题"银企关系对中小企业贷款与商业信用影响研究"(201012MS127)阶段性研究成果

摘　　要：当前在货币政策从紧的条件下,中小企业融资越来越艰难,一个重要的原因是银行等金融机构无法取得中小企业全面而有效的信用信息。因而,要想缓解中小企业融资难的问题,一个不可忽视的方面就是建立一个能方便银行部门查询、调阅从而评价中小企业信用状况的中小企业的信用信息的共享机制。Under the current condition of the tight monetary policy, it is becoming more and more difficult for small and medium-sized enterprises to get fund. An important reason is that banks and other financial institutions cannot obtain compre- hensive and effective credit information of small and medium-sized enterprises. Therefore, to alleviate the problems of hard fund raising for small and medium-sized enterprises, an important aspect is to establish a sharing mechanism of credit infor- mation of small and medium-sized enterprises by that bands and other financial institutions can easily query, read and evaluate credit status of small and medium-sized enterprises.

关 键 词：中小企业 企业信用 信息共享 融资视角 

分 类 号：F830[经济管理—金融学]