基于权益视角的保险人契约责任探析  

Insurer′s Contractual Liability from the Perspective of Rights of the Insured

作　　者：田玲[1] 徐竞[1] 许潆方[1] 

机构地区：[1]武汉大学经济与管理学院,湖北武汉430072

出　　处：《保险研究》2012年第5期83-87,共5页Insurance Studies

基　　金：国家社会科学基金重大项目(11&ZD053);教育部人文社科规划项目(09YJA790149)

摘　　要：履约能力不对称条件下,被保险人权益实现面临多元经济伦理和法律规范约束,主要表现为保险人契约责任问题。本文从现代民商法和制度金融学的分析视角,阐释保险人履行契约责任涉及的企业伦理和契约法制度问题,并就保险人契约责任法律规制,提出相应的学理思考。At the condition of the asymmetry of performance capacity, enforcement of the rights of the insured person face with the constraints of diversified economic ethics and legally binding norms, which usually surfaces as the problem related to insurer＇s contractual liability. From the perspective of modem civil and commercial laws and sys- tem economics, this article explained the issues of business ethics and contract laws that the insurer would encounter in fulfilling their contractual liabilities, and offered some theoretical thinking on the legal regulation of the insurer＇s contractual liability.

关 键 词：保险契约 契约责任 侵权责任 

分 类 号：F840.32[经济管理—保险]