人民币升值对我国银行业影响的实证分析  

Empirical Analysis on Influence of Banking Industry in China by Rmb Application

作　　者：武洁琼[1] 

机构地区：[1]中南财经政法大学金融学院,湖北武汉430073

出　　处：《金融理论与实践》2012年第5期62-65,共4页Financial Theory and Practice

摘　　要：随着我国外汇业务的逐渐成熟,人民币升值的呼声愈来愈高,汇率的频繁波动已是无法避免。通过实证分析来具体量化汇率变动对商业银行所造成的正负面影响,进而分析人民币升值对我国银行业稳定性的影响程度。As the gradual maturity of exchange business in China, the voice of requiring RMB to appreciate runs high day by day and the frequent fluctuant exchange rate is incapable avoiding. According to the empirical analysis for the specific quantization of exchange rate fluctuation to the positive and negative influences of commercial banks, this paper analyzed the influence degree to the banking industry stability by rmb appreciation.

关 键 词：人民币汇率 银行稳定性 外汇存贷比 资本充足率 净利润和EPS 

分 类 号：F822.2[经济管理—财政学]