基于企业并购理论对我国商业银行并购动因的分析  

Analysis on Chinese Commercial Banks M&A Motivation Based on Enterprise M&A Theory

作　　者：郝宏晓[1] 

机构地区：[1]辽宁大学商学院,辽宁沈阳110036

出　　处：《金融发展研究》2012年第5期62-65,共4页Journal Of Financial Development Research

摘　　要：近二十年来,西方主要国家逐步放松对金融业务范围和地区范围的管制,金融业借此机会在全球范围内掀起了一波合并浪潮。各国金融机构纷纷通过并购重组获得了飞跃式的发展。我国的金融业经过多年发展正逐步走向成熟,而我国商业银行在经历了一系列以市场为导向的改革之后,也希望通过并购来取得快速的发展、增强自身的国际竞争力。本文以企业并购相关理论为基础、以我国资本市场有史以来最大的并购交易——中国平安收购深圳发展银行为例,对商业银行并购动因进行分析,指出阻碍我国商业银行并购的因素,并提出了解决措施。In the past twenty years, with the business scope and geographic coverage deregulation of banking in major western countries, the huge wave of banking M＆A are sweeping the globe. The banks all over the world expand the scope and scale of business through M＆A. After years of tortuous development, China＇s financial industry is gradually to mature, and after a series of market-oriented reforms, China＇ s commercial banks have accumulated a large amount of capital strength and management experience, so they also expect to achieve rapid development and enhance its international competitiveness through M＆A. Based on the related theory about enterprise mergers and acquisitions and taking the largest M＆A transactions in China＇ s capital market-Ping An Group acquires Shenzhen Development Bank as an example, this paper discusses the moti- vation of commercial bank M＆A, and points out the obstructive factors of the M＆A in China＇s commercial bank, and solu- tions.

关 键 词：商业银行 并购动因 阻碍因素 

分 类 号：F830.33[经济管理—金融学]