市场内生决定金融机构数量的有效性分析基于金融机构经营成本的比较研究  

Analysis on the Effectiveness of the Number of Financial Institutions Determined by Endogeous Market:Based on Comparative Study of the Operating Costs of Financial Institutions

作　　者：陈双[1] 曾令华[1] 王庆国[1] 

机构地区：[1]湖南大学金融与统计学院,湖南长沙410079

出　　处：《财经理论与实践》2012年第3期24-28,共5页The Theory and Practice of Finance and Economics

基　　金：中国银行问题市场交易商协会课题(KTYJ2009-010)

摘　　要：基于金融机构经营需要消耗一定成本,修正金融内生增长模型,运用该模型推导出市场内生决定的金融机构数量,然后通过对金融部门经营成本的比较动态分析,从整个社会层面考察由市场内生决定的金融机构数量是否是有效的。结果表明:市场内生的金融机构数量一般是无效的,社会管理部门可以通过对金融机构数量的调整提高金融部门效率,促进经济增长。Considering the operating costs in financial institutions, the model ot tmancxai en- dogenous growth has been revised in the paper, then the number of financial institutions has been deduced by the new model. And after comparative danamic analysis on the operating costs, the effectiveness of the number of financial institutions determined by endogeous market has been in- vestigated. The result is negative. Authorities should adjust the number of financial institutions to promote the efficiency of financial sector and then achieve the economic growth.

关 键 词：金融内生增长 经营成本 金融机构数量 经济增长 

分 类 号：F832.2[经济管理—金融学]