论我国保险偿付能力监管模式的选择与完善  

On the Choice and improvement of Supervision Mode to Insurance Solvency Ability in China

作　　者：尹伟民[1] 

机构地区：[1]大连海事大学法学院,辽宁大连116026

出　　处：《北京工商大学学报（社会科学版）》2012年第3期95-98,共4页JOURNAL OF BEIJING TECHNOLOGY AND BUSINESS UNIVERSITY:SOCIAL SCIENCES

摘　　要：作为保险监管的两大目标,防范市场风险和推动市场发展如何能够完美契合,是保险监管体系的重要内容,偿付能力监管作为监管目标体系中沟通两大目标的桥梁日益受到国人的重视。我国应从保险业发展的实际和监管的现状出发,充分借鉴国际先进经验,对监管模式进行适时调整,将保险业的监管重心由严格市场行为监管转向偿付能力监管,由偿付能力的静态监管转向动态监管。The major goals of insurance supervision are guarding against market risks and promoting the development of the market.How do them achieve this integration is the important content of insurance supervision system.As the link communication of the two major goals,supervision to insurance solvency ability is attached much more importance in China.Regarding the status of insurance development and supervision,China should learn from other countries to modulate the supervision mode and complete the conversion from strict supervision to market to the supervision to solvency ability,from static supervision to dynamic supervision.

关 键 词：保险监管 监管模式 偿付能力监管 静态监管 动态监管 

分 类 号：F842[经济管理—保险]