金融信用的法律保护——以金融消费者权益保护为核心  

Legal Protection of Financial Credit——A Financial Consumer Rights Protection-cored Model

作　　者：吴凤君[1] 

机构地区：[1]辽宁大学法学院,辽宁沈阳110136

出　　处：《征信》2012年第3期40-44,共5页Credit Reference

基　　金：辽宁省社会科学规划基金项目(L08DFX030)

摘　　要：金融信用在金融活动中起着关键性的作用,是金融关系的核心。2008年开始的全球金融危机表明,金融信用的滥用是危机产生的重要原因。因此,对金融信用进行有效监管和保护是防范金融危机再次爆发的有效手段。为完善我国以金融消费者权益保护为核心的金融信用制度,应当以公开和适度保护为原则,进一步完善金融信用管理法律法规体系,并对金融信用评估机构实行有效管理。The financial credit plays a key role in financial activities and is the core of financial relationships. The global financial crisis begining in 2008 suggests that abusing financial credit is the important cause for the crisis. Therefore, it＇s an effective means for preventing against financial crises once again to effectively supervise and protect financial credit. In order to perfect the financial credit institution with financial consumer rights protection as the core, it is necessary to further improve the legal system of financial credit management and to implement effective management of financial credit rating agencies with the principle of ＂public and moderate protection ＂

关 键 词：金融信用 金融消费者 法律保护 

分 类 号：F832.4[经济管理—金融学]