农户对农业保险支付意愿及受偿意愿的实证分析——以四川能繁母猪保险为例  

Willingness to Pay & Accept for Sow Insurance:Analysis Based on Data of Households of Sichuan Province

作　　者：西爱琴[1] 邹贤奇[1] 

机构地区：[1]浙江理工大学经济管理学院,杭州310018

出　　处：《浙江理工大学学报（自然科学版）》2012年第4期626-632,共7页Journal of Zhejiang Sci-Tech University(Natural Sciences)

基　　金：国家自然科学基金青年项目(71003086);浙江省自然科学基金项目(Y6080399)

摘　　要：以四川生猪养殖户为例,运用条件价值评估(CVM)法,获取养殖户对能繁母猪保险的支付意愿及受偿意愿,并运用相关分析方法对影响农户支付意愿和受偿意愿的因素进行实证研究。结果表明:年龄、性别、家庭总人口等人口学特征以及家庭总收入、养殖业收入、是否遭受过牲畜损失等生产经营特性显著影响农民对能繁母猪保险的支付意愿水平;而性别、养殖业收入和风险总体影响与农户的受偿意愿具有显著相关关系。最后进行总结并从政府、企业、农户等层面提出提高能繁母猪保险参与率、弱化农户生产经营风险、完善现有政策性农业保险政策的对策。Based on data of Sichuan farmers, this paper analyzes Willingness To Pay（WTP） and Ac- cept（WTA） for sow insurance by Contingent Valuation Method（CVM）, and explores factors exerting im- pacts on farmers＇ WTP WTA by correlation analysis. The results show that demographic characteristics such as age, gender and total household population, as well as household income, livestock breeding in- come, whether suffered significant losses of livestock affect farmers＇ WTP for sow insurance; while gen- der, income from livestock breeding and the overall impact of the risk have significant correlations with farmers＇ WTA. This paper concludes with summary and policy implications suggestions for the govern- ment, enterprises and farmers respectively, so as to increase farmers＇ willingness to buy sow insurance, weaken the risk of agricultural production, and improve the efficiency for agricultural insurance policy.

关 键 词：农业保险 支付意愿 受偿意愿 CVM 

分 类 号：F062.9[经济管理—政治经济学]