商业银行并购的法律性质及其制度完善  

Research on the Legal Characters and the Systematic Improvement of Commercial Bank M&A

作　　者：胡艳香[1] 毛勇 

机构地区：[1]湖南商学院法学院湖南长沙410205 [2]山东省邹城市人民检察院山东邹城272000

出　　处：《法学杂志》2012年第7期89-93,共5页Law Science Magazine

基　　金：国家软科学研究计划项目“我国银行业市场退出机制研究”(项目编号:2010GXS5D242);“湖南省自然科学科学基金项目(项目编号:09JJ3129)”的阶段性成果

摘　　要：商业银行并购行为具有多重法律性质,对其进行调整的法律体系应当体现意思自治、效率、反垄断等基本原则。我国现有商业银行并购法律未能严格遵循以上原则且缺乏系统性。有必要在准确把握银行并购法律性质的基础上制定《商业银行并购条例》,完善银行并购民事合同制度、申报审批以及反垄断制度等,从而有效地维护我国银行业金融体系安全和金融市场发展。Commercial Bank M＆A is an act which has multiple legal characters. The legal system of banking M＆A should reflect the basic principles such as autonomy of the will, efficiency, anti - monopoly. Related laws in China are fragmentary and failure to strictly comply with these principles. To effectively safeguard the safety of China＇s banking system and financial market development, it is necessary to grasp the legal characters of banking M＆A, on basis of which to institute ＂ Commercial Bank M ＆ A Regulations＂ and improve the legal systems of banking M ＆ A contract, reporting and appruval, antitrust etc.

关 键 词：银行并购 意思自治 效率 反垄断 

分 类 号：D922.28[政治法律—经济法学] F832.33[政治法律—法学]