农户信用评价体系构建研究  

Study on building farmers credit evaluation system

作　　者：赖永文[1,2] 刘伟平[1] 

机构地区：[1]福建农林大学经济与管理学院,福建福州350002 [2]中国人民银行福州中心支行,福建福州350003

出　　处：《福建农林大学学报（哲学社会科学版）》2012年第4期15-20,共6页Journal of Fujian Agriculture and Forestry University(Philosophy and Social Sciences)

摘　　要：在述评前人研究的基础上,结合农户特征,从农户的家庭特征、偿债能力、经营情况、信誉状况及其他指标五大方面,构建了由农户户主的年龄、健康状况、受教育程度、特殊技术和技能、婚姻状况等28个二级指标构成的农户信用评价指标体系。在此基础上,运用层次分析法构造指标判断矩阵并进行指标权重的计算,为科学评价农户信用奠定基础。Farmers credit evaluation indices system that is constructed by 28 second indices, such as farmers＇ age, health status, level of education, special techniques and skills and so on, is built from five aspects of household characteristics, solvency, operat- ing conditions, reputation conditions and other indicators on the basis of the review of previous research combined with the character- istics of farmers. Accordingly analytic hierarchy process is used to construct the index judgment matrix and calculate the index weight in order to lay the theoretical foundation for scientific evaluation of farmer credit.

关 键 词：农户 信用 指标体系 权重 

分 类 号：F832.43[经济管理—金融学]