第三方支付存在的问题及其解决对策  

Problems and Countermeasures of the Third Online Payment

作　　者：马骁[1] 胡松筠[1] 

机构地区：[1]大连海事大学交通运输管理学院,辽宁大连116026

出　　处：《科技和产业》2012年第7期152-156,共5页Science Technology and Industry

摘　　要：第三方支付是在电子商务迅速发展的背景下,为解决网上交易中的信用与安全问题,应运而生的。电子商务应用越广泛,对网上交易的安全要求也就越高,第三方支付的出现解决了商家与消费者的不信任,作为商家和消费者之间的中介,作为交易各方与银行之间的接口,这个新兴行业面对着各种机遇与挑战。本文在介绍第三方支付发展现状的基础上,以我国现在主要的第三方支付平台为例,提出了第三方支付存在的问题及其解决对策,并对其广阔发展前景进行了展望。The Third online Payment produced in the fast development of the electronic commerce, in case to solve the problem about credit and security of trade on the net. The more the e-commerce is used, the higher safety is required to, the appearance of the third online Payment solves the distrust between business and consumers, as the intermediaries between merchants and consumers, as a connection with the bank, the new in- dustry faced all kinds of challenges and opportunities. Based on the developing status of The Third online Payment, take the main third-party plat- form in our country as an example, analyses the problems and countermeasures of The Third online Payment, then further development on it is dis- cussed finally.

关 键 词：第三方支付 网上支付 支付宝 

分 类 号：TP393.092[自动化与计算机技术—计算机应用技术]