广西政策性农房保险现状及对策研究——以广西柳州市融水苗族自治县为例  

Study on Current Status and Counter-measures of Policy-based Rural Housing Insurance in Guangxi——A Case Study on Rongshui County of Liuzhou City

作　　者：缑文学[1,2] 

机构地区：[1]广西大学公共管理学院 [2]华中师范大学社会学院

出　　处：《创新》2012年第4期121-125,128,共5页Innovation

摘　　要：政策性农村住房保险是一种由政府推动,农户自愿参保,财政资金补助,保险公司经营,以农民居住用房为保险对象,按照保险合同约定对倒塌房屋损失予以赔偿的新型保险制度。广西壮族自治区从2011年起,在全区范围内推广政策性农房保险,对灾后农户重建家园、恢复基本生产生活起到了积极的保障作用,取得了应有的成效,但由于推广时间短,还存在一些不足和缺陷,要采取相应的政策和措施,及时的调整和完善。The policy-based rural housing insurance is characterized with promotion by the government,voluntary participation by the rural households,fiscal subsidy,and operation by insurance company.It is a new type of insurance system with rural residential houses as its insured objects,and it will compensate for the losses of collapsed houses according to the provisions of insurance agreement.Guangxi Zhuang Autonomous Region started to popularize the policy-based rural housing insurance in 2011,and it has played positive roles for rural households in their post-disaster reconstruction and productive and living rehabilitation.However,due to the limited time of its popularization,there are still some limits and defects.Corresponding policies and measures are necessary to make a timely adjustment and improvement.

关 键 词：政策性农房灾害保险 现状 存在问题 政策建议 

分 类 号：F840.64[经济管理—保险]