西部地区新型农村社会养老保险制度水平的评估  

AN EVALUATION ON SYSTEM LEVEL OF THE NEW RURAL PILOT OLD-AGE INSURANCE IN WESTERN REGION

作　　者：蒲晓红[1] 成欢[2] 

机构地区：[1]四川大学公共管理学院,成都610064 [2]西南财经大学保险与社会保障研究中心,成都610074

出　　处：《经济理论与经济管理》2012年第8期91-100,共10页Economic Theory and Business Management

基　　金：国家社会科学基金重大项目(07&ZD047)"建立覆盖城乡居民社会保障体系的制度框架及实施难点研究--基于城乡统筹发展的视角"子课题"农村社会保障制度的改革与创新研究"

摘　　要：本文结合西部地区新农保试点的实际情况,通过对新农保缴费水平、待遇水平、补贴水平的评估,发现受缴费档次和缴费年限限制,西部地区新农保缴费水平较低、政府补贴呈现逆向激励,加之基金保值增值风险较大,新农保待遇水平受限。鉴于此,本文立足政府与市场边界的角度,从提高缴费水平、区分养老层次、提高替代率和建立待遇调整的长效机制等方面着手,为西部地区新农保制度可持续发展提出政策建议。This paper evaluated on the payment level, treatment level and subsidy level combined with the pilot situation in western region. According to the evaluation results, the payment level was lower be- cause of the contribution grades and periods. The subsidy policy was non-incentive, as while as the treat- ment level was low and faced the investment risk. Therefore, this paper provided some recommendations such as improving the payment level and treatment level, distinguishing its status in multi-system and es- tablishing a mechanism of long-term treatment-adjusted. It would be significant to promote sustainable de- veloDment of the svstem.

关 键 词：西部地区 新型农村社会养老保险 制度水平 

分 类 号：F842.6[经济管理—保险] F323.89