我国农村金融服务体系发展的瓶颈及对策研究  

The Bottlenecks of Chinaese Rural Financial Service System and Its Countermeasures

作　　者：于仰南[1] 刘楠[1] 

机构地区：[1]吉林建筑工程学院城建学院管理工程系

出　　处：《吉林师范大学学报（人文社会科学版）》2012年第4期52-55,共4页Journal Of Jilin Normal University:Humanities & Social Science Edition

基　　金：吉林省教育厅项目(编号:吉教科文合字[2009]第479号)

摘　　要：文章首先研究了我国农村金融服务体系的发展现状,总结出制约农村金融体系发展的"瓶颈",主要表现为对金融消费者权益保护不足、服务方式单一、服务水平低下、金融生态遭到破坏等。为突破这些"瓶颈",从消费者权益保护、优化机制、整合职能、深化创新、构建生态等方面提出解决对策和建议。From the current development of Chinaese rural financial service system, the article sums up the bottlenecks which hinder the development of rural financial system. The bottlenecks are protecting the finan- cial interests of consumers, single service mode, lower level of financial and ecological destruction. Countermea- sures and suggestions such as consumer protection, optimized mechanism, integrated functions, innovation and building financial ecology are proposed to break through these bottlenecks.

关 键 词：金融服务体系 瓶颈 金融生态 创新 

分 类 号：F830.6[经济管理—金融学]