健康冲击对中国老年家庭资产组合选择的影响  

The Effect of Health Shocks on Portfolio Choice of Elderly Households

作　　者：解垩[1] 孙桂茹 

机构地区：[1]山东大学经济学院,山东济南250100 [2]山东省农业银行,山东济南250001

出　　处：《人口与发展》2012年第4期47-55,共9页Population and Development

基　　金：教育部人文社会科学研究青年项目(11YJC790068);中国博士后科学基金(20110490019)

摘　　要：利用中国健康与养老追踪调查(CHARLS)数据,研究健康冲击对老年家庭资产组合的影响。把健康冲击分为急性健康冲击和慢性健康冲击两类。遭受急性健康冲击时,老年家庭持有的风险资产减少;遭受慢性健康冲击时,投资于耐用消费性资产的量减少,但拥有房产价值的量增加;健康冲击对城乡老年家庭资产组合的影响不尽相同。Using newly released China Health and Retirement Longitudinal Study （CHARLS）, this paper explores impacting of health shocks on portfolio choice of elderly households in China. We divided health shocks into chronic health shocks and acute health shocks. The empirical re- sults show that acute health shocks may cause elderly households to decrease the share of risky assets. Chronic health shocks may cause elderly households to invest less durable consumer as- sets and more in housing assets. Health shocks have different effects on different types of assets between urban and rural households.

关 键 词：急性健康冲击 慢性健康冲击 老年家庭 资产组合选择 

分 类 号：F063.4[经济管理—政治经济学]