债权的证券化——基于对债权流通的观察和思考  

Securitization of Creditor's Right——Based on Observation and Thinking of the Circulation of the Creditor's Right

作　　者：周洪政[1] 

机构地区：[1]清华大学法学院,北京100084

出　　处：《西安财经学院学报》2012年第5期56-60,共5页Journal of Xi’an University of Finance & Economics

摘　　要：债权作为财产权利的一种,去人格化的过程就是产生可让与性的过程。我国债权让与制度的确立经历了循序渐进的过程。债权与证券的结合形成了证券化的债权。为了使债权具有更强的可让与性,需要采取一些证券化的制度设计。债权让与通知的替代、无因性原则的采用、公开市场的形成、交易场所的建立和交易规则的确立,都促进了债权的证券化。债权的证券化促进了财产权利价值的流通,实现了财产权利价值的最大化。Creditor＇s right is one of the property rights, and its process of removing personalization is its process of generating alienability. The establishment of the system of transfer of creditor＇s right in China law experienced a step-by-step process. The creditor＇s right combining with security forms the creditor＇s right of securitization. In order to make creditor＇s right become more alienable, some system designs of securitization need to be adopted. The substitution of the notice of transfer of creditor＇s right, the adoption of the principle of non-causative nature, the formation of market overt, the establishment of transac- tion places and the institution of transaction rules all promote the securitization of creditor＇s right. The securitization of creditor＇s right promotes the circulation of value of property rights and realizes the maximum of value of property rights.

关 键 词：债权 债权价值 债权证券化 债权让与 债权流通 

分 类 号：F832.45[经济管理—金融学]