农村中小微企业地位与融资不平等的实证分析  

作　　者：佘传奇[1] 张羽 

机构地区：[1]安徽大学经济学院 [2]安徽大学经济学院金融系

出　　处：《企业经济》2012年第9期84-87,共4页Enterprise Economy

基　　金：国家社会科学基金项目“我国农村金融发展的投融资生成机制创新研究”(批准号:10BJY058)

摘　　要：农村中小微企业每年为GDP增长贡献出很大的比例,但是,对农村中小微企业融资状况的定量分析表明,正规金融机构对其资金支出度不高,如果农村中小微企业硬是要通过正规金融融资反而面临更大的成本支出,企业的地位与融资状况表现出不平等的一面。究其原因,在于制度变迁带来的负面结果与企业快速发展的不均衡、现有农村金融体系导致农村资金供给与需求失衡和企业的缺陷抑制金融供给,需要从改革原有金融体系、优化融资环境入手解决问题,同时,政府也要予以配合,以便拓展融资渠道。Rural medium, small and micro enterprises make a large proportion of annual contribution to GDP, but through quantitative analysis on its financing situation, we can come up with formal financial institutions in small capital expenditures degree to it. The enterprises will face greater costs arid inequality status and financing conditions if they insist on formal financings. The reason is that institutional changes have brought about negative results, enterprises have developed unevenly, the existing rural financial systems led to imbalance between rural capital supply and demand, and enterprise defects inhibit the supply of funds. Therefore, we should reform the existing financial system and optimize the financing environment, and at the same time, the government needs to coordinate enterprises to broaden the financing channels.

关 键 词：农村中小微型企业 融资 金融机构 

分 类 号：F830[经济管理—金融学]