基于制度经济学的我国农村金融需求分析  

Based on the Institutional Economics of China's Rural Financial Demand Analysis

作　　者：巴红静[1] 

机构地区：[1]东北财经大学杂志社,辽宁大连116023

出　　处：《经济与管理》2012年第10期29-34,共6页Economy and Management

摘　　要：农户和农村企业的存、贷款金融需求具有多层次差异性、高成本与高风险、季节性和时间性及需求多元化等四个方面的特征。应从金融供给层次化,加快发展农村保险市场和非正规金融市场等三方面改善农村金融服务。Farmers and rural enterprises deposit,loan financial demand of multi level difference,high cost and high risk,seasonal and time and demand diversification characteristics ect.in four aspects.From the financial supply level,it accelerates the development of rural insurance market and informal financial market from three aspects of improving the rural financial services.

关 键 词：农村金融需求 维持型农户 正规金融 非正规金融 

分 类 号：F324[经济管理—产业经济]