治理中小企业信用担保体系缺陷的现实选择——以河北省拓展互助性担保为视角  

Practical Choice of Treatment on the Flaws of Credit Guarantee System

作　　者：李慧英[1] 王晨[2] 韩骏 

机构地区：[1]石家庄经济学院法学院,河北石家庄050031 [2]河北科技大学科研处,河北石家庄050018 [3]河北省中小企业信用担保服务中心综合部,河北石家庄050000

出　　处：《河北经贸大学学报》2012年第6期70-72,共3页Journal of Hebei University of Economics and Business

基　　金：河北省科技厅基金项目(10457203D-11)

摘　　要：河北省信用担保体系忽略了对互助性担保的建设,致使担保结构布局出现较大失衡,担保机构经营效能严重缺失。众多省市的成功实践充分表明,互助性担保有着政策性担保和商业性担保无可比拟的融资优越性和多元适应性。因此,河北省应敢于借鉴,大胆改革,对信用担保体系进行重构,拓展互助性担保,以进一步推动中小企业融资。The construction of mutual guarantee is neglected in Hebei province.Thereby,guarantee structure appears serious unbalanced and management efficiencies of guarantee institutions are deficiency greatly.Successful practices of many provinces have proved that mutual guarantee have financing advantages and multiple adaptability that policy guarantee and commercial guarantee are unparalleled.So we must use the experiences of others and reform deeply,reconstruct the credit guarantee system and develop the mutual guarantee,thus SMEs' financing can be promoted effectively.

关 键 词：河北省 信用担保体系 互助性担保 中小企业 

分 类 号：F832.42[经济管理—金融学]