我国金融监管制度演进的非均衡分析及其政策含义  

A Disequilibrium Analysis of Evolution of Financial Regulatory System in China and its Policy Meaning

作　　者：仲伟周[1] 任炳群[1] 张金城[1,2] 

机构地区：[1]西安交通大学经济与金融学院,陕西西安710061 [2]哈尔滨金融学院金融研究所,黑龙江哈尔滨150030

出　　处：《现代财经（天津财经大学学报）》2012年第10期24-30,共7页Modern Finance and Economics：Journal of Tianjin University of Finance and Economics

基　　金：教育部新世纪优秀人才支持计划项目(NCET-08-0450)

摘　　要：我国金融监管制度在变迁过程中,存在金融创新与市场约束等市场监管制度供给不足和市场准入、业务运营及市场退出等行政监管制度供给过剩的问题。我国金融监管制度是控制性金融监管制度,而需求主导型变迁尚未形成,政府主导型强制性制度变迁模式易引致金融监管制度供需的非均衡。要实现金融监管制度供给、需求的均衡,仅从供给和需求的单方面改进无法实现,这就必须寻求第三条道路:既要有供给的适当超前性,也要满足市场监管的需求,走供给拉动和需求推动的金融监管演进路径。In the process of changes of financial regulatory system in China, there exist prob- lems of supply shortage of financial innovation and market constraints and supply surplus of such administrative regulatory system problems as market access, business operations and market with- drawal. In China, financial regulatory system is controlled financial regulatory system, and de- mand-oriented transformation has not been formed. Mandatory government-oriented model of insti- tutional change can easily cause supply and demand non-equilibrium of financial regulatory system. To achieve a supply and demand balance of financial regulatory system, it can not be achieved sim- ply by the improvement of supply and demand. We must find a third way, which not only has an appropriate and advanced supply, but also can meet the needs of market supervision, taking the path of financial regulatory evolution that promoting the supply and demand.

关 键 词：金融监管 制度演进 非均衡分析 演进路径 政策含义 

分 类 号：F832.1[经济管理—金融学]