地市人民银行对保险、证券业监管的思考  

Study on Improving Insurance and Securities Regulation System of the Local PBC Branch

作　　者：李正钧[1] 沈媛 朱永春 梁艳萍 李秀峰 韦小颖 史斌斌 李芳 何玲 

机构地区：[1]中国人民银行柳州市中心支行,广西柳州545001

出　　处：《区域金融研究》2012年第10期30-37,共8页Journal of Regional Financial Research

摘　　要：在当前分业监管而又混业经营的体制下,人民银行还承担着其他行业监管机构无法替代的金融监管职能。保险、证券业作为金融体系主要组成部分,近年来在地市、县域发展迅速,不能因为监管的缺失影响到区域金融稳定与安全。立足现有的制度框架下,从基层央行对保险、证券业履行反洗钱、外汇管理、金融统计、金融稳定等职责方面入手,深入分析当前基层央行对保险、证券业监管的现状及所面临的问题,研究如何加强基层央行对保险、证券业监管的对策,提高基层央行履职的实效性、维护区域金融体系稳定,确保一方经济金融安全、高效运行。The insurance and securities regulation system of the Local PBC Branch is very important for the health development of China＇ s insurance and securities market. Based on PBC＇ s functions in financial supervision, this article analyses the status quo and problems existing in grass-roots level of insurance and securities regulation system. Referring to the international insurance regulation experience, this study then introduces some suggestions for improving the PBC grass-roots level of insurance and securities regulation system.

关 键 词：基层人民银行 保险 证券 金融监管 

分 类 号：F830.31[经济管理—金融学]