再论补充医疗保险制度的涵义和分类  

Rediscussion on the Connotation and Categories of supplementary Medical Insurance

作　　者：贾洪波[1] 刘玮玮[2] 丁淑娟[3] 

机构地区：[1]北京航空航天大学,北京100191 [2]天津医科大学,天津300070 [3]中国药学会,北京100120

出　　处：《中国卫生经济》2012年第11期22-24,共3页Chinese Health Economics

基　　金：2009年教育部人文社会科学一般研究项目(09YJC840004);中央高校基本科研业务费项目(YWF-11-06-012);中国药学会医药政策研究中心委托项目

摘　　要：补充医疗保险是按照保护与激励相统一的原则,在符合国家有关政策规定的前提下由特定主体提供的,旨在为某些需要特殊帮助者分散疾病风险,以保证其特定医疗安全的,相对于某一特定主体医疗保险制度而言处于补充地位的医疗费用保险制度安排。补充医疗保险可以以保障内容、经营性质、承办机构、补充医疗保险与主体医疗保险的关系为标准进行分类。按照不同标准分类得出的不同补充医疗保险之间存在着某种程度的交叉。： The supplementary medical insurance is provided by the specific entity on the circumstance of keeping with the related state policies to share disease risks for someone needing special necessary helping and to guarantee someone＇s special meidcal security according to the protection and incentive principle, which is maintaining the supplementary position comparing to the basic medical insruance. The supplementary medical insurance can be classified according to the standards named content,mangement mode, undertaker and the relation between supplementary and basic medical insruance. There is some of crossing classified outcomes of supplementary insurance medical insurance according to the different classified standards.

关 键 词：补充医疗保险 涵义 类别 

分 类 号：F842.6[经济管理—保险]