存款准备金率上调对中小商业银行流动性的影响  

On the Influence of Deposit Reserve Rate Increasing on Small and Medium-Sized Commercial Banks Liquidity

作　　者：付亮[1] 安慧琳[2] 徐阳[3] 

机构地区：[1]内蒙古财经学院,内蒙古呼和浩特010051 [2]包商银行锡林郭勒支行,内蒙古锡林郭勒026000 [3]北京理工大学,北京100081

出　　处：《内蒙古财经学院学报（综合版）》2012年第2期123-125,共3页Journal of inner Mongolia finance and economics college

摘　　要：目前国家宏观调控政策频出,近期货币政策逐步收紧,使中小商业银行的发展环境更加不容乐观,发展压力逐步加大。因此,本文阐明了准备金率上调对中小商业银行流动性的影响,提出应对可能产生流动性风险的管理建议。Due to the frequent coming on of national macroeconomic regulations and control policies,recently monetary policy is gradually tightening,which makes the developing environment of small and medium-sized commercial banks still far from being satisfactory and the developing pressure is increasing gradually.Therefore,this paper elaborates the influences of deposit reserve rate increasing on small and medium-sized commercial banks liquidity,puts forward management suggestions on handling the possible liquidity risks.

关 键 词：存款准备金率 流动性 商业银行 

分 类 号：F830.22[经济管理—金融学]