论保险代位求偿权的行使限制  

On the Restrictions of Exercising the Insurance Subrogation Right

作　　者：周梅[1] 

机构地区：[1]西南民族大学法学院,四川成都610041

出　　处：《西华师范大学学报（哲学社会科学版）》2012年第6期69-75,共7页Journal of China West Normal University:Philosophy & Social Sciences

摘　　要：保险代位求偿权是保险法损失补偿原则派生出来的代位原则的核心,在各国保险法中都占有重要地位,它对于防止被保险人获得不当得利,避免第三人逃脱法律责任起到了非常重要的作用。但保险代位求偿权的行使须受到法律规定和合同约定的限制,厘清法律规定和合同约定如何限制保险人代位权的行使成为了理论界和实务界共同关注的重要话题。The right of subrogation in insurance law is the core of the subrogation principle derived from the com- pensation principle in insurance law, which plays an important role in the insurance law of many countries. It is of great use to prevent the insured from obtaining unjustified profit and the third party from escaping legal responsibili- ty. However, the right of insurance subrogation shall be exercised in restrictions of the legal rules and contractual promise. Thus ,to clarify how the law and contract restricts the use of insurance subrogation becomes the common and important topics for theoretical and practical circles.

关 键 词：保险代位求偿权 法律限制 合同限制 

分 类 号：D922.24[政治法律—经济法学]