农村正规渠道金融供给发展趋势分析——以河南省为例  

作　　者：药丹[1] 陆程程[1] 贾林[1] 

机构地区：[1]天津理工大学法政学院,天津300191

出　　处：《河北旅游职业学院学报》2012年第4期70-73,共4页Journal of Hebei Tourism College

摘　　要：随着社会主义新农村建设的发展,现代农村金融体系使我国农民的收入水平逐年提高。当前我国农村金融的支持主要依赖农村信用社,其支农作用在多种原因下并不能得到完全发挥,这就为农村非正规渠道金融市场发展提供的可能。如何在非正规金融市场日益繁荣的情况下,有效保证正规金融市场的持续稳定是我国农村经济发展必须面临的问题。文章以河南省为例,分析了正规金融供给的特点和现存的问题,并在此基础上提出了相应的发展建议。With the development of socialist new rural construction, modem mini financial system has increased the income level of farmers year by year. The system depends on rural credit co,operatives in a long time, but it does not play its true role in supporting agriculture for some reasons. All of this offer opportunities to informal financial market. How to guarantee the steady development of formal financial market becomes a major problem. This article discusses characteristics and problems of rural formal financial system by taking Henan as a case study and then puts forward some suggestions to its development.

关 键 词：农村金融 金融供给 发展趋势 

分 类 号：F832[经济管理—金融学]