从欧债危机看我国中小企业信用评级未来发展  

The Future Development of China's SME Credit Rating: From the Perspective of the European Debt Crisis

作　　者：万超[1] 孙侃文[1] 庄健绚[1] 

机构地区：[1]上海金融学院国际经贸学院,上海201209

出　　处：《当代经济管理》2012年第12期53-57,共5页Contemporary Economic Management

基　　金：教育部人文社会科学研究项目(青年基金项目)<多维视角下的金融危机差异化恢复:测度;评价及比较分析>(12YJC790180);上海高校青年教师培养资助计划<金融危机恢复综合指标体系构建及评价>

摘　　要：三大国际评级机构标准普尔、惠誉、穆迪对欧债危机的愈演愈烈起到了推波助澜的作用。我国经济发展的主力军是中小企业,但目前,国内中小企业信用评级面临金融体系不完善、缺乏统一管理、缺少权威性、缺乏科学的评级体系、市场需求少、权威性不高等问题。文章对中小企业信用评级的现状进行分析,并就中小企业信用评级的未来发展,特别是提高评级机构素质、建立完善的评级监管体系、丰富评级业务等方面提出建议。The European debt crisis was exacerbated by the credit rating from the major three international rating agencies, such as Standard and Poor＇s, Fitch and Moody, China＇s SME credit rating suffers from the problems of a lack of imperfect financial system and authority, unified management, and a scientific rating systera. This article analyzes the current situation of SME credit rating, and gives suggestions on the future development of China＇s SME credit rating in respect of improving the performance of rating agencies, establishing a sound system of rating regulation and diversifying the rating business.

关 键 词：欧债危机 中小企业 信用评级 

分 类 号：F832[经济管理—金融学]