基于多元职能论的保险发展对经济增长贡献的实证检验  

Empirical Study on the Contribution of Insurance Development to the Economic Growth Based on the Multifunction Theory

作　　者：袁成[1] 于润[1] 

机构地区：[1]南京大学金融与保险学系,江苏南京210093

出　　处：《财经论丛》2013年第1期40-46,共7页Collected Essays on Finance and Economics

基　　金：江苏省教育厅高校哲学社会科学研究基金资助项目(2011SJD790008)

摘　　要：基于保险的多元职能论,本文利用1982-2011年的中国经济保险数据,对多个保险职能对经济增长的作用机制进行了实证检验。实证研究结果表明,保险通过发挥其多种职能对经济增长有正面积极影响,其中保险经济补偿职能发挥的作用最先显现,但在贡献程度和持续效应上不如保险资金融通职能,后者对经济增长有明显推动作用,且持续稳定增强。Based on the insurance multifunction theory, this paper analyzes the effect of insurance functions on the eco- nomic growth theoretically and carries out an empirical study by using related data of China＇s economy and insurance from 1982 to 2011. The econometric results show that insurance development has a positive effect on economic growth with the compensa- tion function appearing first, but it has less contribution and duration than the financing function which has continual signifi- cant pushing to economic growth.

关 键 词：经济增长 经济补偿 资金融通 

分 类 号：F840[经济管理—保险]