海洋灾害风险可保性研究综述与判定  

Review of research and evaluation on insurability of marine disasters risk

作　　者：赵昕[1] 鲁琪鑫[2] 

机构地区：[1]中国海洋大学经济学院 [2]中国海洋大学

出　　处：《中国渔业经济》2012年第6期28-34,共7页Chinese Fisheries Economics

基　　金：国家海洋局软科学项目:我国海洋经济发展中的金融与保险政策研究的阶段性研究成果

摘　　要：海洋灾害风险的可保性问题目前研究较少。本文通过对风险可保性理论进行系统的梳理,发现目前的风险可保性理论主要分为传统的风险可保性理论和可保风险泛化理论。根据传统的风险可保性理论,海洋灾害风险不可保;根据可保风险泛化理论,在一定条件下,如政府提供海洋灾害保险补贴,给予海洋灾害保险经营者税收优惠,再保险等,海洋灾害风险可以变得可保。In the past years, the special research on insurability of Marine disasters risk is still very rare. Based on reviewing the risk insurability theory, this paper finds that the theory of risk insurability is mainly divided into two parts： traditional risk insurability theory and generalized risk insurability theory. According to the traditional risk insurability theory, marine disasters risk is not insurable; but according to generalized risk insurability theory, marine disasters risk is insurable under certain conditions.

关 键 词：海洋灾害风险 可保性 风险可保性判定 

分 类 号：F326.402[经济管理—产业经济]