基于多元统计方法的居民家庭预防性非金融资产实证研究  

An Empirical Study of Non-financial Assets of Residents in Preventive Based on Multivariate Statistical Methods

作　　者：杨茜[1] 梁颖华[1] 陈银京[1] 解忠诚[1] 

机构地区：[1]中国传媒大学理学院,北京100024

出　　处：《中国传媒大学学报（自然科学版）》2012年第4期72-76,71,共6页Journal of Communication University of China：Science and Technology

摘　　要：预防性资产是指除了正常的生活消费之外,居民积累额外的资产以保证未来的消费。预防性资产主要分为两类:第一类是金融类资产,例如股票、国库券、储蓄性保险等金融投资等等。另一类是金融性资产,例如健康、教育和房地产等等。在本文中,我们使用多元统计分析方法来研究居民预防性非金融资产。Preventive assets Refers to the addition to the normal living expenses,Residents accumulate additional assets in order to ensure the future of consumption.The preventive assets divided into two categories.The first category is financial assets,such as stocks,treasury bills,saving insurance,etc.The other category is non-financial assets,such as health,education and real estate,etc.In this paper,we use multivariate statistical analysis to study the residents of preventive non-financial assets.

关 键 词：多元统计分析 预防性资产 非金融资产 

分 类 号：F202[经济管理—国民经济]