欧盟保险合同法律选择规则的再认识  

Further Understanding of Choice of Law Rules for Insurance Contracts in EU

作　　者：肖永平[1] 曹美阳[1] 

机构地区：[1]武汉大学国际法研究所,湖北武汉430072

出　　处：《法学杂志》2013年第2期31-39,共9页Law Science Magazine

摘　　要：欧盟关于保险合同法律适用规则的《罗马条例Ⅰ》第7条自面世以来一直受到学界的关注,它因错综复杂而受到褒贬不一的评价。本文认为其选法格局宏观上是依保单持有人是否需要特别保护为考虑因素,将保险合同重新分为两大类;微观上分别对再保险合同、大规模风险保险合同、大众风险保险合同以及强制保险合同进行考量,并重点分析了承保大众风险合同法律选择规则的若干问题,如意思自治原则、最密切联系原则以及欧盟成员国的具体情况,最后对我国的相关立法提出完善建议。The academic circles have been paying close attention to the Article 7 of ＂Rome I ＂ which concerns the applicable law to the insurance contracts in European Union since it was enacted in 2008. The Article 7 is affirmed or negated by different scholars because of its compli-ation. This paper finds that the general model of choice - of - law for insurance contracts is to re -classify the insurance contracts into two categories based on the consideration, which is whether policy holders need special protection, and that the particular rules for reinsurance contracts, large risks insurance contracts, mass risks insurance contracts and compulsory insurance con- tracts. This paper focuses on some issues of choice - of- law for mass risks insurance contracts, such as the principle of party autonomy, closest connection and the specific situations of member states of the European Union. Finally, this paper gives some suggestions to perfect the related legislation for China.

关 键 词：欧盟保险合同 法律选择 《罗马条例Ⅰ》 《欧盟保险指令》 

分 类 号：D99[政治法律—国际法学] DD912.28[政治法律—法学]