平台经济与商业银行交易银行策略的实施  

The Platform Economy and the Implementation of the Transaction Banking Strategy of Commercial Banks

作　　者：张栩青[1] 

机构地区：[1]复旦大学经济学院,上海200433

出　　处：《上海金融》2013年第1期17-20,116,共4页Shanghai Finance

摘　　要：平台经济既是经济全球化和信息技术以电子商务为载体进步的产物,也是我国经济结构转型、发展服务经济和海洋经济的需要,推动了经济运行模式和产业结构的调整。而随着金融脱媒、利率市场化和金融监管的强化,交易银行策略也成为国内商业银行转型的必然选择。交易银行是对传统的供应链融资,以及支付结算、现金管理、资金托管、电子银行渠道等银行服务的整合,对平台经济的发展具有强烈的支撑作用。文章最后对交易银行策略的实施和发展提出了具体对策和建议。As the product of both economic globalization and information technology progress,platform economy serves not only to the development of China’s service economy and marine economy but to the transformation of economic operation modes and industrial structure.Along with financial disintermediation,the liberalization of interest rate and the strengthening of financial regulation,transaction banking solution has become a must for the transformation of domestic commercial banks.By integrating the conventional supply chain finance with the services in terms of payment and settlement,cash management,trust of transaction funds as well as E-banking,transaction banking plays an effective supporting role in the development of platform economy.The paper advances specific recommendations about the implementation and development of transaction banking strategy.

关 键 词：平台经济 商业银行 交易银行 策略 

分 类 号：F830[经济管理—金融学]