经济欠发达地区农村非正规金融发展的实地调查——以甘肃省为例  

A Probe of the Rural Non-formal Financial Development in the Less-developed Areas——An Example of Gansu Province

作　　者：何亚玲[1] 

机构地区：[1]甘肃联合大学经济与管理学院,甘肃兰州730000

出　　处：《改革与战略》2013年第2期85-88,共4页Reformation & Strategy

基　　金：甘肃省农牧厅资助项目"甘肃省农村信用社发展问题研究"(项目编号:GNMK-2011-1)阶段性成果

摘　　要：文章在对经济欠发达典型地区——甘肃省具有代表性的8个地区的85家农村中小企业和508户农户进行实地调查,发现目前甘肃省农村非正规金融为满足农户、农村中小企业的资金需求起到主要作用,并深入剖析其面临的问题。文章指出,规范农村非正规金融运行体系、拓宽农村民间投资渠道、建立监控民间借贷利率制度和加强监管等是促进经济欠发达地区农村非正规金融健康发展的重要措施。In this paper, a representative of the eight regions of the 85 small and medium enterprises and 508 households were selected for investigation to the underdeveloped areas -- Gansu province, it is found that the current Gansu province rural informal finance meets the needs of farmers, the rural small and medium-sized enterprises financing, and then it further analyzes its problems. Therefore, this paper proposes some policy recommendations for the healthy financial development in Gansu province, such as standardizing rural informal finance operation system, widening rural private investment channels, establishing the system of monitoring private lending rate and strengthening the supervision.

关 键 词：经济欠发达地区 农村非正规金融 农村中小企业 农户 

分 类 号：F832.5[经济管理—金融学]