多收入水平下投保收益率要素影响农户投保意愿情景分析——以甘肃省黄土高原区玉米保险为例  

Rate of Return on Insurance Elements Affect the Willingness of Farmers Insured Scenario Analysis under the Multi-income Levels: ——As an Example of Maize Insurance in the Loess Plateau of Gansu Province

作　　者：柏正杰[1] 

机构地区：[1]兰州商学院财税与公共管理学院,甘肃兰州730020

出　　处：《兰州学刊》2012年第7期164-168,共5页

基　　金：教育部人文社会科学研究西部和边疆地区项目"陇东黄土高原区干旱指数农业保险的应用研究"(11XJC790010);甘肃省软科学计划项目"陇中黄土高原区干旱指数农业保险的应用研究"资助(项目编号:1105ZCRA215)

摘　　要：该文运用课题组对甘肃省黄土高原区3市9县(区)397户农户入户问卷调查取得的数据资料,运用情景分析手段,以玉米保险为例,对投保收益率要素适当值进行了预测。结果表明:保险额最适当的要素值是每亩300元;赔偿标准最适当的要素值是50%、80%、100%;保费补贴标准最适当的要素值是85%。In this paper, we use data of the 397 farmers obtained by research group members household questionnaire survey in the Loess Plateau of Gansu Province 3 cities and 9 counties（ districts）, use scenario analysis means to predict appropriate value of the insured yield elements as an example of maize insurance. The results showed that the amount of insurance is s4500 per hectare as the most appropriate elements of value; standard of compensa- tion are 50%, 80%, 100% as the most appropriate elements of value; premium subsidies is 85% as the most appropriate elements of value.

关 键 词：投保收益率要素 情景分析 玉米保险 

分 类 号：F322[经济管理—产业经济]