全球微型金融发展的四大变化和五点问题  

Four Major Changes and Five Questions in the Development of Global Micro-finance

作　　者：雷曜[1] 石峰[2] 

机构地区：[1]中国人民银行,北京100800 [2]中国人民银行合肥中心支行,安徽合肥230091

出　　处：《金融发展研究》2013年第2期26-29,共4页Journal Of Financial Development Research

摘　　要：本文梳理了近年来全球微型金融发展变化及小额信贷危机中暴露出的一系列问题,认为微型金融要重新走向可持续健康发展,必须在商业化和社会性目标之间取得平衡,更好地为金字塔底层群体提供多样化金融服务,从而实现包容性金融的长远发展目标。The paper introduces recent development and changes of global microfinance and a series of problems revealed in the microcredit crisis. It proposes that in order to reassume the path of sustainable and healthy development, the microfinance should seek balance between its commercial and social goals, better provide diverse financial services to those at the bottom of the pyramid and thereby achieve the goal of long-term development for the inclusive fi- nance.

关 键 词：微型金融 小额信贷危机 包容性金融 

分 类 号：F830.35[经济管理—金融学]