中国金融保险业的投入产出分析  

An Analysis of the Input-Output of Chinese Finance and Insurance Industries

作　　者：郑珍远[1] 郑颖[1] 陈晓玲[1] 

机构地区：[1]福州大学管理学院

出　　处：《金融论坛》2013年第3期60-65,72,共7页Finance Forum

摘　　要：本文基于全国2007年42个部门投入产出表,运用投入产出分析技术,从数量依存关系、分配使用状况、产业类型性质、产业关联效应以及生产诱发作用等五个维度对中国金融保险业与国民经济其他产业部门之间的关系进行全面的剖析。研究表明:中国金融保险业与其他产业关联面不广泛;中间分配率较高,主要提供生产性融资;属于高附加值、低带动能力的产业;需求拉动力小,供给推动力大;最终需求对金融保险业的生产诱发不强烈。本文提出政府应大力发展农村金融保险业,加大社会消费性融资,把金融保险业作为重点产业,提供更多的消费金融服务。Based on the input-output table of Chinese 42 departments in 2007 and the technique of input-output analysis, this paper comprehensively analyses the relationship between the Chinese finance and insurance industries and the other industries of the national economy in five aspects, the quantitative dependence, the status of distribution and using, the type and property of the industry, the industrial connection effect and the function of inducing production. The results of the paper show that the Chinese finance and insurance industries don＇ t have a broad relevance to other industries; it has a high rate of intermediate dis- tribution and mainly provide productive financing; it belongs to the industry that has high added value and low driving ability; its force to increase demands is small, but its force to increase supply is great; the final demand doesn＇t has a significant func- tion to induce the production of finance and insurance industries. The paper suggests that the government should develop the ru- ral finance and insurance industries, strengthen the social consumption financing, ｜et the finance be a key industry and provide more consumption financee service.

关 键 词：金融保险业 投入产出系数 投入产出分析 生产性融资 消费性融资 

分 类 号：F832[经济管理—金融学] F223F842.3