重点人群个人信用评价管理体系构建探析——以陕西省重点人群信用评价管理平台搭建为例  

Discussion on Building the Personal Credit Evaluation Management System for the Focused People——An Example of Building the Credit Evaluation Management Platform for the Focused People in Shanxi Province

作　　者：熊湘辉[1,2] 

机构地区：[1]西北大学经济管理学院,陕西西安710127 [2]陕西银行学校,陕西西安710065

出　　处：《征信》2013年第2期25-29,共5页Credit Reference

基　　金：国家社会科学基金项目(12XRK007);西安市社会科学院课题(11WL17)

摘　　要：个人信用评估体系的建立是一项复杂的系统工程,选择某一有特殊属性的重点人群作为个人信用体系建设的突破口,能较好地解决在目前的社会条件下个人信用体系构建的一系列瓶颈问题,有效地降低信用立法的压力,充分提高信用系统的使用效率。分析重点人群的遴选、重点人群信用评价指标的建立等问题,以陕西省重点人群信用评价管理平台为例,探讨重点人群个人信用管理体系的实现路径。Building the personal credit evaluation system is a complicated systemic project. It＇ s a better solution to a series of bottlenecks in construction of the personal credit system under present social circumstances by selecting focused people with special attributes as a breakthrough for building the personal credit system, which can effectively lower the pressure of credit legislation and fully improve the efficiency of use of the credit system. Based on an analysis on selecting the focused people and establishing corresponding credit evaluation indicators, this paper discusses the realization path of the personal credit management system by taking Shanxi provincial personal credit management platform for the focused DeoDle as an examole.

关 键 词：重点人群 信用 指标 信用评价体系 

分 类 号：F832.31[经济管理—金融学]