我国农户征信建设研究综述  

Research Review on the Construction of Rural Household Credit Reporting in China

作　　者：马雯婧[1] 牛霞[1] 

机构地区：[1]中国农业大学经济管理学院,北京100083

出　　处：《征信》2013年第2期30-33,共4页Credit Reference

摘　　要：农户征信建设是防范农村金融风险,实现农村信用环境改善的基础。从农户征信的内涵,农户信息的采集、加工和使用,农户征信的现有模式等方面入手,对农户征信建设的相关文献进行综述,指明我国农户征信建设现实和研究中的不足和未来研究方向,并提出结合我国农户的特殊属性对农户征信理论进行构建研究的想法。The construction of rural household credit reporting is to prevent the financial risks of new socialist countryside, and improve the basis of rural credit environment. This paper reviewed the relevant literature on the construction of rural household including the connotation of rural household credit reporting, information collection, processing and use, credit reporting mode etc, and indicated our rural household credit reporting construction＇ s deficiencies and future research directions and put forward the ideas of construction of rural household credit reporting theory combining our country rural household＇ s special attributes.

关 键 词：农户征信 信息采集 信用评价 征信模式 

分 类 号：F830.58[经济管理—金融学]