基于报童模型的自偿性信誉链融资可行性分析  

Feasibility Analysis for Self-liquidating Credit Chain Financing Based on the Newsboy Model

作　　者：孙广玉[1] 王炬香[1] 

机构地区：[1]青岛大学国际商学院,山东青岛266071

出　　处：《青岛大学学报（自然科学版）》2013年第1期84-89,共6页Journal of Qingdao University(Natural Science Edition)

摘　　要：在对信誉链融资和自偿性贸易研究的基础上,提出了自偿性信誉链融资的概念,并给出其具体运作模式。结合报童模型,定量分析了这种融资模式的可行性。结果表明,将自偿性贸易的概念运用到信誉链融资活动中,可以在控制银行风险的前提下,大大提高中小企业资金的可获性,并增加融资链各参与方的收益。Based on the research of the credit chain financing and self-liquidating trade, the concept of self- liquidating credit chain financing is proposed and the specific operation mode is given, The feasibility of this financing model was analyzed with the newsboy model. Results show that this financing model can ef- fectively improve the availability of finance for SMEs and increase the participants gain, combing the con- cept of self-liquidating trade with the credit chain financing. Meanwhile, the model can also keep the col- lection risk of the bank at a low level.

关 键 词：中小企业融资 信誉链 报童模型 自偿性贸易融资 

分 类 号：F224.7[经济管理—国民经济]