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作 者:周进[1]
出 处:《遵义师范学院学报》2013年第1期20-25,共6页Journal of Zunyi Normal University
摘 要:我国法律规定的保证人的保证责任及保证人资格都相对比较严格,而这种严格的规定在学术界理论上认为是导致保证人难觅的一个重要原因。通过问卷调查的数据证实,这种理论上的认识在现实生活中确实存在,人际关系的亲疏远近制约着私人保证关系的建立,人们选择保证人的首要动因是借助保证人的良好信誉为交易双方提供桥梁,使交易顺利进行,而长远考虑到要求保证人承担赔偿责任的想法则比较少。针对这一现实情况,建议法律一方面要对保证人采取多元化的法律责任方式,另一方面则建议法律增加"信誉担保"的引导性条款,建立相应的信誉担保管理规范制度,以与中国的独特国情相适应。The liability and qualification of a guarantee in our law are very strict, which, theoretically, means it is very hard to find out a guarantee in academic circle. Through questionnaire survey, this theoretical assumption does exist in our life. Interpersonal relationship determines the establishment of personal guarantee relationship; and the primary reason why people look for guarantees is that it can provide a good bridge for transaction between two trade parties, letting the transaction go smoothly; therefore, few people imagine that the guarantees should assume certain losses if the transaction fails in future. Because of this case, the author of this paper suggests that law should stipulate certain rules requiring guarantees should assume certain responsibility if transaction fails, and on the other hand, that law should add some guiding items of "Credit Guarantee", which is geared to Chinese unique national condition.
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