建设金融包容的社会:中国的理想与现实——基于新型农村金融政策的视角分析  

Building a Financial Inclusive Society in China: Ideal and Reality:A Perspective from the New Rural Financial Deal

作　　者：郭建伟 徐宝林 

机构地区：[1]江南大学商学院,无锡214122 [2]上海市浦东发展银行研究部,上海201200

出　　处：《农业经济问题》2013年第4期29-35,110,共7页Issues in Agricultural Economy

基　　金：教育部人文社会科学项目(编号:06JA790043);中央高校基本科研业务费专项资金资助项目(编号:JUSRP21144)的资助~~

摘　　要：2007年全球金融危机爆发后,包括20国集团(G20)在内的国际社会达成包容性经济增长需要包容性金融发展的新共识。尽管中国金融业发展取得的成就有目共睹,但在金融包容方面却相对落后。2006年中国银监会出台新型农村金融政策,目的是要扭转城乡金融失衡的态势并实现包容性金融发展,然而这项新政实施的结果并不理想,三大因素造成新政目标落空。为了建设包容性金融社会,中国需要采取四项措施。Inclusive economic growth needs inclusive financial development,which has been a consensus in the international community that included G20 after the burst of 2007 global financial crisis.In addition,it is well known that Chinese financial sector has made great progress.However,China has much to do to achieve financial inclusion.In 2006,The China Banking Regulatory Commission(CBRC) adopted a new rural financial deal in order to build Chinese financial inclusion.However,the New Deal has not resulted in good outcomes.There are three factors prevented new financial deal from taking effects.China should take on four strategic measures in order to build a financial inclusive society.

关 键 词：金融包容 金融改革 新型农村金融 政策视角 

分 类 号：F832.35[经济管理—金融学]