保险公司上市对企业发展的真实效果研究  

Effects of Going Public for Insurance Companies in China

作　　者：边文龙[1] 

机构地区：[1]北京大学国家发展研究院,北京100871

出　　处：《保险研究》2013年第4期3-12,共10页Insurance Studies

摘　　要：结合2012年以来宏观计量领域政策评估(Treatment Effect)方法的最新进展和保险公司的可得数据,衡量了保险公司上市对企业年度资产总额和月度保费的真实效果。以中国太保为例,公司上市显著地提高了企业的资产总额,资产总额与假设没有上市的情形相比平均每年增加48.19亿元;公司上市对月度保费的变化没有显著的影响。创新点在于为评估保险业即将出台的政策的可行性和现有政策的有效性提供了一套可供选择的计量方法。This article made use of the latest development of treatment effect in macroeconometrics and available data from insurance companies to measure the real effects of insurer＇s going public in terms of their total assets and monthly premiums. Taking China Pacific Insurance for example, public floating increased its total assets significantly by about 4.8 billion yuan a year, however, it didn＇ t have much effect on monthly premiums. The main contribution of this article was to provide a method to measure the feasibility of a new policy in China＇ s insurance industry and the effectiveness of existing policies.

关 键 词：政策评估 宏观计量 保险公司上市 

分 类 号：F842.3[经济管理—保险]