“影子银行”对商业银行信贷配给的影响研究  

Research on the Effect of Shadow Banking on the Credit Rationing of Commercial Bank

作　　者：赵蔚[1] 

机构地区：[1]辽宁大学经济学院,辽宁沈阳110036

出　　处：《经济问题》2013年第5期45-48,共4页On Economic Problems

摘　　要：影子银行作为市场选择的结果,丰富了金融体系,但由于其缺乏监管,行业运行混乱,影响了金融体系的稳定性,干扰了作为货币政策传导工具的信贷配给发挥其原有的作用。从影子银行的产生背景、界定范围出发,从正、反两方面分析了影子银行对商业银行信贷配给的影响,并结合国际组织、发达国家的监管探索,提出我国影子银行监管的思路。Shadow because of lacking of banking, as ares regulation, shadow uh of market choice, makes the financial system more active. However, banking has a negative effect on financial stability. It makes credit ration- ing of commercial bank which is a tool of monetary policy transmission does not working as before. This article in- troduces the background and definition of shadow banking , analyses both positive and negative effects of Shadow banking on the credit rationing of commercial bank, offers some suggestions on shadow banking regulation.

关 键 词：影子银行 商业银行信贷配给 监管体系 

分 类 号：F832.4[经济管理—金融学]