农民创业、信用村建设与农民增收——云浮市农村金融综合改革的经验研究  

Farmer Entrepreneurship，Construction of Credit Village and Income Growth for Farmers——Experiential Research on Comprehensive Reform of Rural Finance in Yunfu City

作　　者：潘意志[1] 

机构地区：[1]罗定职业技术学院,广东云浮527200

出　　处：《金融发展研究》2013年第4期37-41,共5页Journal Of Financial Development Research

基　　金：2011年云浮市哲学社会科学研究课题"云浮市建设农村改革发展试验区的经验研究"(项目编号:2011云社研[008]号)

摘　　要：作为广东省首个农村综合改革试验区,2009年云浮市以郁南县为试点,率先推进农村金融综合改革。郁南县的经验在于通过建立征信体系、政策性担保机制、贷款贴息机制以及创新农村金融产品,完善农村经济金融发展的生态环境、市场环境,健全农村金融运行机制,填补农村金融服务短板,实现农村金融与经济发展的良性互动。In 2009, as the first pilot area of rural comprehensive reform in Guangdong Province, Yu＇ nan County in Yunfu city took the lead in promoting the comprehensive reform of rural finance. Yu＇ nan County＇ s experience lies in the establishment of credit system, policy guarantee mechanism, loan with discount interest mechanism and innova-tion of rural financial products. It effectively improves the ecological environment and market environment of rural eco- nomic and financial development, perfects rural financial operation mechanism, fills the blank in the rural financial services, and realizes the benign interaction between rural finance and economic development.

关 键 词：信用村建设 担保抵押 贷款贴息 社会信用体系 

分 类 号：F830[经济管理—金融学]