科技金融创新的制度取向与实践模式  

System Orientation and Practice Mode of Sci-Tech Financial Innovation

作　　者：顾焕章[1] 汪泉[1] 高莉莉[2] 

机构地区：[1]南京农业大学经济管理学院 [2]南京大学商学院

出　　处：《江海学刊》2013年第3期73-78,238-239,共6页Jianghai Academic Journal

摘　　要：推动科技金融创新是落实创新驱动战略、建设创新型国家的根本路径。科技创新的高度不确定性派生了对科技金融创新的强烈诉求,而降低不确定性也就成为科技金融创新的重要使命。科技金融创新的基本制度取向包括基于客户优选的风险规避制度、基于公共资源配置的风险补偿制度和基于社会分担的风险分散制度。江苏科技小额贷款公司是科技金融创新的重要实践模式,既顺应了科技金融创新的基本制度取向,又探索了许多新的有益的经验路径。Promotion of sci-tech financial innovation is the fundamental path to implement the innovation-driven strategy and build an innovation-oriented country.The high uncertainty of technology innovation requires sci-tech financial innovation strongly,and reducing the uncertainty has become the important mission of sci-tech innovation.The basic system orientation of sci-tech financial innovation is including risk avoidance system based on client optimization,risk compensation system based on public resources allocation and risk diversification system based on the social sharing.Jiangsu sci-tech small loans company is an important practice of sci-tech innovation mode,which conforms to the basic system orientation of sci-tech financial innovation and explores the beneficial experience of the new path.

关 键 词：科技创新 科技金融 不确定性 科技小额贷款公司 

分 类 号：F832.4[经济管理—金融学] G322[文化科学]