内蒙古农村金融市场的现状分析——对金融市场二元结构的分析研究  

Analysis on the Present Situation of Rural Finance Market in Inner Mongolia——Analysis on the dual structure money market

作　　者：吴百梨瑛[1] 

机构地区：[1]内蒙古锡林郭勒职业学院,内蒙古锡林浩特026000

出　　处：《内蒙古师范大学学报（哲学社会科学版）》2013年第2期60-62,共3页Journal of Inner Mongolia Normal University：Philosophy and Social Sciences Edition

摘　　要：现在的农村信用社是农民和牧民共同的贷款金融机构,对农业、农村、农民、牧民、牧业的支援起到了很大的作用;在内蒙古非正规金融有小额短期借贷和高额高利息借贷两种。短期贷款主要是作为种子和农药等的购买资金,对资金不足的农户进行贷款;农业发展银行作为政策性银行本应该做得对农业基础建设或开发性贷款等贷款的发放,但在县级以下农村地区没有设立分行。The countryside credit association is the common loan financial institution for farmer and herdsman,also the bank made major function on the support to agricultural,countryside,farmer,herdsman,and animal husbandry now.there are two kinds of non-regular finance to lend money in the Inner Mongolian,one is short-term loan with small quota,the other is the loan money with the high quota and high interest.The short-term loan mainly is used as the fund for purchasing seeds,chemicals and so for agricultural work,also used to support the financially insufficient peasants.The agricultural development bank,as the policy-type bank,should provide the loan for agricultural infrastructure or developments,but in countryside area under the county level there is no branch of the bank.

关 键 词：农村信用社 非正规金融 政策性银行 

分 类 号：F83[经济管理—金融学]