美、德、日三国长期护理保险制度发展评析与启示  

A Review Study of Long-Term Care Insurance System Development in American,Germany and Japan

作　　者：胡宏伟[1] 汤爱学[1] 王剑雄[1] 

机构地区：[1]华北电力大学人文与社会科学学院

出　　处：《广西经济管理干部学院学报》2013年第2期7-14,共8页Journal of GuangXi Cadres College of Economic and Management

基　　金：国家社会科学基金项目(11CGL072);国家社会科学基金项目(11CGL066);中央高校基本科研业务费专项资金资助(12QN34)部分成果

摘　　要：20世纪中后期以来各国相继建立长期护理保险制度,为老年人护理需求的满足提供了制度保障,典型发达国家护理保险制度成为世界其他国家构建长期护理保险制度体系的制度模版。文章对比分析美、德、日三国护理保险制度的内容,特别是从制度构建与发展的四个维度,即覆盖范围、保费缴纳、资金来源和给付方式等方面的内容,提出了我国护理保险制度发展的若干制度和政策建议。Since the middle and later periods of 20th century, various countries established the long-term care insurance system successively, which provided institutional guarantee for meeting the need of the elderly care, and the care insurance systems of developed countries has become the system model for other countries in the world to build their own long-term care insurance systems. The paper makes comparison and analysis on the content of the care insurance systems of the USA, Germany and Japan, especially on the content from four aspects of system construction and development, that is, coverage scope, premiums payment, capital sources and payment ways, and proposes some suggestion on system and policy for the care insurance system development in China.

关 键 词：长期护理保险制度 发展 评析 启示 

分 类 号：F841.0[经济管理—保险]