论我国银行监管制度的缺陷及其完善  

On the Lack of China’s Banking Regulatory System and Its Perfect

作　　者：李畏红[1] 吴国平[2] 

机构地区：[1]福建师范大学法学院 [2]福建江夏学院

出　　处：《北华大学学报（社会科学版）》2013年第3期46-48,共3页Journal of Beihua University(Social Sciences)

摘　　要：目前,我国对银行业的监管不足表现为:对银行业务有效监管的法律规定不全面;银行业的监管系统不合理;法律对银行业监管的要求偏高;法律关于银行监管的制度规定缺乏整体性和体系化。因此,应建立健全完善的信息共享平台;参考国外的一些具体做法;加快对金融法律、法规的制定、修改和完善,建立与国际金融法规接轨的金融法律体系。At present,the manifestation of insufficient on the banking in our country： legal provisions of effective regulation on the banking business are less comprehensive.The supervisory system of banking is unreasonable.The legal requirement for banking regulation is on the high side.The legal provisions of banking regulatory system are lack of integrity and system.Thus,it is essential to develop and perfect the information sharing platform by learning from the methods of the foreign countries.Accelerating the formulation,amendment and improvement of financial laws,establishing the financial legal system integrates with the international financial regulations.

关 键 词：银行 金融监管 法律体系 

分 类 号：DF4[政治法律—经济法学]