民贸民品贷款优惠利率政策执行中存在的问题及建议  

Problems and Suggestions of the Trade Loans Preferential Interest Rate Policy in Carrying Out

作　　者：王瑞学[1] 李慧莉[1] 

机构地区：[1]中国人民银行洪洞县支行,山西临汾041600

出　　处：《科学之友（下）》2013年第5期131-132,共2页Friend of Science Amateurs

摘　　要：民贸民品贷款优惠利率政策是在市场经济条件下,国家对民族企业发展进行金融扶持的一项重要举措,旨在鼓励我国民族用品生产、发展民族贸易、促进区域经济发展和保证民族地区商品供应。用好用活该项政策对促进区域经济发展具有积极支持作用。民贸民品贷款通过人民银行给予民贸民品企业贷款利率贴息实现,但该项优惠政策在执行过程中存在的问题值得关注。以下对民贸民品贷款的基本情况、存在的问题等进行探讨并提出针对性建议。The national trade civilian loans preferential interest rate policy is under the condition of market economy,the country is an important measure of financial support for the development of national enterprises,aims to encourage the production of ethnic,national trade,the development of China’s regional economic development and ensure the supply of goods in minority areas.Use right policy is to promote regional economic development and actively support.The people of the people’s bank loans through the trade to loan interest rate discount people trade civilian enterprises to achieve,but the preferential policies in the implementation of the existence of the problem worthy of attention.The following basic situation,carries on the discussion of civil trade civilian loan problems,and puts forward specific proposals.

关 键 词：民贸民品 贴息贷款 问题建议 

分 类 号：F830.56[经济管理—金融学]