贷款集中度监管与宏观调控协调配合研究  

Coordinations of Loan Concentration Supervision and Macroeconomic Policy

作　　者：王召 

机构地区：[1]中国银监会办公厅

出　　处：《金融监管研究》2013年第5期51-60,共10页Financial Regulation Research

摘　　要：银行监管既要维护法律尊严,也要积极落实中央宏观调控政策。但在实际操作中,我国银行业监管常常遇到坚持贷款集中度法律规定与推动经济持续健康发展的矛盾。本文试图通过国际、国内监管实践说明,我国现行贷款集中度监管指标体系有待进一步完善。Banking regulation needs not only obeying the law, but also implementing policies In practice, supervisors of the banking sector often face the contradiction between sticking to the rules of loan concentration and promoting economic development. In this paper, we argue that the regulatory indicators of loan concentration need to be improved from the perspectives of domestic and global practice.

关 键 词：集中度 银行监管 宏观调控 

分 类 号：F123.16[经济管理—世界经济]