银行业区域效率经验分析——以河南省为例  

Empirical Analysis on Banking Regional Efficiency——An Illustration with Henan Province as an Example

作　　者：袁庆禄[1] 

机构地区：[1]信阳师范学院经济学院,河南信阳464000

出　　处：《河南科技大学学报（社会科学版）》2013年第3期89-92,共4页Journal of Henan University of Science & Technology(Social science)

基　　金：河南省政府决策研究招标课题(2012B595)

摘　　要：建立超效率SBM-DEA扩展模型测度2010年河南省银行业分地区的技术效率、建立Tobit模型分析其技术效率影响因素的结果显示,银行业区域技术效率水平较低,分布也不均衡,纯技术效率成为提高技术效率的主要途径;银行业技术效率呈现出空间的集聚性,中北部地区银行业的整体技术效率高于西部和南部地区,各地区经济增长水平和市场化程度对当地银行业的技术效率构成显著影响。各地银行应该立足自身不断提高内部管理水平,与当地经济形成良性互动发展。This paper sets up super efficiency SBM-DEA model to calculate regional technical efficiency of banks in Henan province in 2010, and adopts Tobit model to analyze factors affecting technical efficiency. The results show that regional technical efficiency in Henan banking not only stands at a low level but also presents non-equilibrium distribution. It is also shown that pure technical efficiency is considered as the main route to improve technical efficiency. The technical efficiencies in Henan banking reflects a spatial agglomeration, which means that technical efficiencies in north central districts are higher than that in west and south districts. Meanwhile, level of economic growth technical efficiency. Thus, all banks development with local economy. and market mechanism have significant effects on local banking＇ s should strengthen internal management to achieve virtuous interactive

关 键 词：河南省 区域银行 技术效率 

分 类 号：F832.33[经济管理—金融学]